Our Team

A successful practice is made up of many people -- most importantly our clients, without whom our business would not even exist -- but it is the people within our firm that make the rubber hit the road.

More than that, we have strong ties with professionals in other firms, such as realtors, lawyers, insurance specialists and mortgage professionals, to bring their resources to bear on our clients’ needs.

Our planning process differs greatly from that of most large institutions. The most common complaints we hear from customers coming from other firms are a lack of personal contact and the inability to devote the necessary resources on a personalized and individualized basis to fully understand their needs. Our specialty is being able to work with you and your family one on one, something seldom seen with larger, sales driven institutions and today’s increasingly web-focused service models.

At our core, our accounting background leads us to think of ourselves as cash flow technicians – “Budgetgeeks” if you will – because money is a very complex thing, yet like the air itself, it’s essential to our well being. We need to help assure you a “lifetime supply” and we use all the complex technologies available to us to do so. Beyond that, we usually find that we also need to act as counselors in a sense, as money has such a huge emotional component that people need to deal with.

This level of commitment comes from our professional staff and our customer service team.

Richard P. Hohol

Enrolled Agent

(630) 894-0499

rich@charteredconsultants.com

Richard has been in the income tax industry since 1976 and planning since 1988. And while that kind of experience comes in handy when working with clients, it’s not his only set of skills.

A graduate of the esteemed Illinois Institute of Technology, Richard started out teaching chemistry, but found himself educating financial clients when working part-time with his parents’ tax and accounting practice in 1976.

"We have a very strong educational background," he says. "I started out teaching high school in Chicago, and I believe that knowledge is power and that people really need to understand as much as they can about their own circumstances, so we do a lot of educational seminars. Teaching helps in organizing thoughts and concepts into smaller pieces that people can more easily grasp and understand," he adds. When not explaining investments or financial strategy to clients, Richard can be found teaching professional courses to Certified Financial Planner™ students for the College for Financial Planning through DePaul University.

Richard has many honors to go with his experience. He is on the Harper College Educational Foundation Board for Harper College in Palatine, IL. Formerly he was President of Tax Practitioners of Illinois, and served three years on the board of directors at the National Society of Tax Practitioners.

When he’s not working, Richard is a self-professed "rockhound," combining his loves of travel and geology in search of crystals, fossils, and other interesting geological formations.

Born and raised in the Chicago suburbs, he graduated from IIT with a degree in chemistry. In 1984 he earned the coveted title of Enrolled Agent (EA) -- meaning that he has earned the privilege of practicing before the IRS.

Rodney P. Crandall, CLTC

Regional Insurance Manager

(630) 894-0499

Rod is a licensed Life and Health Insurance Agent and a Financial Consultant for Cetera Advisor Networks LLC. . Cetera Advisor Networks LLC. is a full service Broker/Dealer and a Registered Investment Advisor.

Clients choose to work with Rod because he is committed to do what is best for them in all circumstances. What this means is he focuses on what matters most to you and your family and builds a plan around solving your greatest challenges and taking advantage of your greatest opportunities. The benefit is that you will have the peace of mind to know you have a financial partner with your best interests in mind.

Rod began his career in the financial services industry with Northwestern Mutual in 2000. His extensive knowledge of insurance and how it fits within a complete financial plan led him to Cetera Advisor Networks LLC. in May of 2005 serving as an Insurance Specialist. In January of 2006, Rod joined USAdvisors Insurance Agency, LLC as the Regional Insurance Manager. In this role, Rod worked with Advisors throughout the country to better serve their clients by helping them determine how Life, Disability, and Long Term Care Insurance should fit in the context of an overall Financial Plan. In January of 2009, Rod was promoted to Regional Vice President. In addition to working with Advisors and their clients, Rod also provides Continuing Education (CE) and conducts numerous workshops to licensed Insurance Agents and Advisors each year.

Rod is married to his lovely wife, Clara, and they have 2 Boston Terriers – Buster and Basil. Rod currently serves on the Harper College Education Foundation’s Professional Advisors Committee and belongs to the KLTR Group Valued Advisor Network. He also supports Northern Illinois Special Recreation Association (NISRA), the local Big Brothers/Big Sisters Organization, and the Crystal Lake Dawnbreakers Rotary Club. He enjoys volleyball, golf, and entertaining

Our Customer Service Team

Our customer support professionals are responsible for a myriad of administrative functions in support of clients. They handle everything from account information to file maintenance to switchboard management to maintaining our supplies inventory to seminar setup. If you’ve ever called or visited the office, or received something in the mail, odds are one of the efficient members of our operations staff had a hand in it. Together, our small but essential multi-tasked team keeps us on-track and organized.

Carol Lynch
Julie Pawula